TERMS OF USE

These Terms of Use (“Terms”) govern your access to and use of the website, content, free 5-day foundation program, educational materials, email communications, and any related services provided by Retail Investors Hub (“we”, “our”, “us”). By accessing or using our website or submitting your details to receive our course or communications, you agree to be bound by these Terms.

If you do not agree to these Terms, you must not access or use our website, course, or associated services.

Educational Purpose Only

All content provided by Retail Investors Hub—including but not limited to the free 5-day foundation program, written materials, videos, examples, illustrations, templates, guides, and any communications—exists solely for general educational and informational purposes.

Nothing we provide constitutes:

  • Financial advice
  • Investment advice
  • Legal, tax, or accounting advice
  • Personalised recommendations
  • An offer, solicitation, or invitation to buy or sell financial products or engage in any investment strategy

Our content does not consider your personal objectives, financial situation, or needs.

You are solely responsible for evaluating and acting upon any information we provide.
You should seek advice from qualified financial, legal, or tax professionals before making any investment decisions.

No Professional Relationship

Your use of our content does not create:

  • A financial adviser–client relationship
  • A fiduciary relationship
  • A professional services relationship

We are not licensed financial advisers or investment managers, and we do not provide investment directives or trader-specific instructions.

Risks of Trading and Investing

Trading and investing involve significant financial risk.
You acknowledge and agree that:

  • Markets are volatile and unpredictable
  • Past performance does not guarantee future results
  • You may lose some or all of your capital
  • Examples, case studies, and demonstrations provided by us are illustrative only
  • We do not guarantee any outcome, profit, performance, or success

You assume full responsibility for your own financial decisions and any actions you take.

Accuracy, Completeness, and Updates

Retail Investors Hub strives to provide accurate information but does not guarantee that:

  • Content is complete, up-to-date, or error-free
  • Course materials will always be available
  • Communications are free from technical issues or interruptions

We may update, modify, or remove content at any time without notice.

Limitation of Liability

To the fullest extent permitted by law, Retail Investors Hub, its directors, employees, contractors, and representatives:

  • Disclaim all liability for any loss, damage, cost, or expense (direct or indirect) arising from your use of or reliance on any information we provide
  • Provide all content “as is” without warranties of any kind
  • Shall not be liable for any financial loss, loss of profits, loss of opportunity, or any other damages arising from decisions you make

You agree that any reliance on our content is at your own risk.

Indemnity

You agree to indemnify and hold harmless Retail Investors Hub, its employees, agents, and contractors from any claims, actions, losses, liabilities, and expenses (including legal fees) arising out of or relating to:

  • Your misuse of our website, course, or materials
  • Your violation of these Terms
  • Any financial or investment decision you make
  • Your breach of any applicable laws or regulations

Intellectual Property

All content provided by Retail Investors Hub—including videos, written materials, graphics, logos, branding, and course content—is the exclusive intellectual property of Retail Investors Hub.

You may not:

  • Copy, distribute, reproduce, or republish our materials
  • Share login links or course files with others
  • Sell, license, or exploit the content
  • Claim ownership of or modify our intellectual property

You are granted a limited, non-transferable, revocable licence to access the materials for your own personal educational use only.

User Obligations

When using our website or submitting your details, you agree that you will not:

  • Provide false or misleading information
  • Attempt to gain unauthorized access to the website
  • Use our materials for commercial or competitive purposes
  • Engage in unlawful, harmful, or disruptive behaviour

Email Communications & Consent

By submitting your details to access our free course, you consent to receiving:

  • Course-related emails
  • Educational content
  • Occasional promotional or marketing communications

You may unsubscribe at any time by using the link included at the bottom of every email.

Our handling of personal information is governed by our Privacy Policy, which you must also read.

Third-Party Links

Our website or materials may contain links to third-party websites or resources. We are not responsible for:

  • The content, accuracy, or availability of those sites
  • Any loss or damage resulting from your use of third-party content

Accessing third-party websites is at your own risk.

 Termination of Access

We may suspend or terminate your access to our website, course, or services at any time if we believe you have violated these Terms or engaged in inappropriate or unlawful behaviour.

 Changes to These Terms

Retail Investors Hub reserves the right to modify these Terms at any time. Updates will be posted on this page with a revised “Last updated” date. Continued use of our website or materials constitutes acceptance of any changes.

 Governing Law

These Terms are governed by the laws of Victoria, Australia.
Any disputes will be resolved in the courts of that jurisdiction.

Contact Information

For questions regarding these Terms or our services, you may contact us at:

Retail Investors Hub
Email: [email protected]
Website: retailinvestorshub.com